The government's seizure of IndyMac Bank raises concerns for many consumers about whether their banks might be next.

While it is unlikely the nation will see thousands of banks fail as they did during the savings and loan industry collapse in the late 1980s and early '90s, analysts predict there will be more battered financial institutions that are unable to survive in today's marketplace.

Here are some questions and answers about the government's role when a bank fails and if other banks are at risk.

— Ieva M. Augstums, The Associated Press